Published December 21, 2022

Assisting a Loved One with Dementia in Selling Their Home

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Written by Erica Carlson

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One of the main challenges in selling a house belonging to a person with dementia is ensuring that they have the mental capacity to make decisions about the sale. In order to sell a house, a person must be able to understand the nature and consequences of the transaction and make a voluntary decision to go through with it. If a person with dementia lacks the mental capacity to do this, they may not be able to sell their house.

It's important to consult with a healthcare professional, such as a doctor or geriatric assessment specialist, to determine your loved one's mental capacity. They can assess your loved one's cognitive abilities and provide guidance on whether it is appropriate to proceed with the sale of the house.

If your loved one has the mental capacity to sell their house, it's important to involve them in the decision-making process as much as possible. This can help ensure that their wishes are respected and that they feel a sense of control over the process. It's also important to consider the emotional impact of selling the house, as it may be a difficult and emotional experience for your loved one.

Before proceeding with the sale, it's important to get your loved one's financial affairs in order. This includes things like paying off outstanding debts, transferring accounts, and updating their will. It's also a good idea to hire a real estate agent to help you navigate the process of selling the house. A real estate agent can help you determine the value of the property, prepare it for sale, and handle negotiations with buyers.

If your loved one lacks the mental capacity to sell their house, there are other options available. One option is to seek the appointment of a guardian or conservator. This is a legal process that involves a court appointing someone to manage the financial and personal affairs of a person with dementia who is unable to do so themselves. The guardian or conservator can then make decisions about the sale of the house on behalf of the person with dementia.

Another option is to sell the house through a power of attorney. If your loved one has previously granted a power of attorney to someone, that person may be able to make decisions about the sale of the house on their behalf. It's important to carefully review the power of attorney document to ensure that it grants the necessary authority to make decisions about the sale of real estate.

Selling a house belonging to a person with dementia can be a complex and emotional process. It's important to approach it with care and consideration, and to seek the guidance of professionals as needed. By following these steps, you can help ensure that your loved one's wishes are respected and that the process is as smooth as possible.


More Info: A Checklist for Caregivers

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